Youth Cents: Why Financial Literacy is the Key to the Next Generation’s Success

Financial literacy isn’t just about money—it’s about freedom, opportunity, and breaking

cycles of poverty. At ONV, our Youth Cents program equips young people with the

knowledge and tools they need to build a strong financial foundation.

Too often, young adults enter the world without understanding budgeting, credit, investing,

or even basic banking. This lack of knowledge leads to mistakes that can affect their

futures for decades. ONV believes that by teaching financial literacy early, we can prepare

youth for success not only in money management but in life.

Workshops, mentorship, and real-world simulations allow students to practice decisionmaking and see the impact of financial choices. Beyond money, financial literacy builds

confidence, critical thinking, and responsibility.

By investing in our youth’s financial education, we’re investing in stronger families, stronger

communities, and a brighter future for all. With Youth Cents, ONV is ensuring the next

generation doesn’t just survive—they thrive.